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ESSENTIAL · RISK MANAGEMENT

Understanding Drawdown

Drawdown measures decline from a previous equity or portfolio peak. It describes the depth of a losing period and is a central measure of strategy and account risk.

● Essential ◷ ~8 min read ◆ Core Concept
01

What is drawdown?

If account equity reaches 10,000 and later falls to 8,000 before making a new high, the peak-to-trough drawdown is 2,000, or 20% of the prior peak.

02

Why recovery requires a larger percentage gain

Percentage losses and gains are asymmetric because the recovery starts from a smaller capital base.

EXAMPLE

20% drawdown

A fall from 10,000 to 8,000 is -20%. Returning from 8,000 to 10,000 requires a +25% gain.

03

Maximum drawdown

Maximum drawdown is the largest observed peak-to-trough decline over the measured period. It helps describe historical downside but does not cap future drawdown.

04

Drawdown and strategy evaluation

Two strategies with similar returns can have very different drawdown profiles. Drawdown duration and recovery time can matter alongside depth.

05

Common mistakes

01

Looking only at return

Return without downside context gives an incomplete picture of a strategy.

02

Assuming historical maximum is a future limit

Future market conditions can produce larger losses than the backtest.

03

Increasing risk to recover faster

Larger exposure after losses can deepen drawdown rather than repair it.

06

Key takeaways

  • Drawdown measures decline from a prior equity peak.
  • Recovering from a percentage loss requires a larger percentage gain from the lower base.
  • Maximum historical drawdown is descriptive, not a guaranteed future limit.
  • Drawdown depth and duration both matter when evaluating a strategy.
07

Sources & further reading

This lesson is educational material. Market structure, exchange rules, fees, margin requirements and derivatives mechanics can differ by venue and can change over time. Verify current rules with the venue you use.